


Four of the communities that I’m currently involved with are identified as belonging to the low-income bracket. Most of the adult members of the four communities were scavengers, carpenters, laundry women, farmers, vegetable vendors and full-time housewives. Thus, we devised programs and livelihood projects to address their financial issues. Some of the activities were:
1) Savings Program to save up for the production and/or distribution of:
2) Dishwashing Liquid,
3) Clorox,
4) Powdered Soap, and
5)Kimchi.
This far, we have collected Php2,900 from each community as start-up capital with these projects.
We have submitted a feasibility study report and a livelihood project proposal on micro-finance to CHAI that can be used as part of the capital to give a boost to their current livelihood activities such as selling vegetables, dishwashing liquids, Clorox, powder soap, barbecue, fish-ball, kimchi and the like. This capital outlay to bolster small businesses will benefit at least 50 families from four communities.
We have also tendered a feasibility study for the expansion of our mushroom production which was pioneered by a very active family in Itogon. This project will serve as a showcase to the community and the neighboring villages. They have started with 2000 fruiting bags and we have seen the potential of this project as a source of additional income for most families who will engage in mushroom production later on. There’s huge demand of mushroom in the market, but the supply is lacking. It sells at P160.00/kilo. With 2,000 fruiting bags alone the families in the communities have harvested at least 15 kilos and it is sold at at least P100/kilo. For at least 3 – 4 months they were able to earn at least P1, 500 per day.
With this potential revenue, we have decided to expand this project. They not only earn by selling fresh mushrooms but also by distributing of fruiting bags at P30-35 per bag to the people in the community and neighboring villages. The project also has a potential for generating short-term employment later for the people who would take charge of the bagging. Moreover, people in the communities have already helped their neighbors with the services they have extended to this project possible. We are hoping that through the partnership with CHAI or other lending institutions, we can get a larger portion of the capital for the expansion of the project.